Money Talks

You don't have to hear it on the news to know that money is tight for many Americans right now. You've probably seen the evidence in your own wallet. To help you make smart financial decisions this year, we're partnering with Virginia Credit Union to offer free financial seminars at library locations around the city. These seminars cover a variety of finance-related topics, from identity theft to understanding your credit score. Here are all of the Money Talks that will be held throughout the year:

Strategies for Eliminating Debt
Acquire strategies for effective debt elimination in this interactive workshop.
Ginter Park Library       Mon., May 9       6:30 PM

Your Credit Score
Lean how to build, manage, and maintain a great credit score.
Broad Rock Library       Mon., April 18     6:30 PM
Belmont Library     Wed., September 14     6:00 PM

Get It Together: Organize Your Financial Records
Develop an efficient bill-pay system, learn what records to keep (and for how long), take a home inventory, and know what to have handy in case of a disaster.
Hull Street Library     Thurs., October 6     3:00 PM
Belmont Library     Wed., October 19     6:00 PM

Identity Theft
You'll get a wealth of information on how to avoid identity theft and what to do if you've become a victim.
East End Library    Tues., March 8    11:00 AM
Main Library     Thurs., October 13     12:00 noon

First-Time Home Buyers
How much house can I afford? What are my financing options? Cut through the clutter and get answers to some basic questions about the home buying process.
Westover Hills Library     Mon., March 14     6:30 PM
Ginter Park Library     Wed., May 25     6:30 PM

Surviving Today's Economy
This seminar covers raising your value as an employee, spending, cutting expenses, saving strategies, and suggestions for dealing with debt.
West End Library     Mon., March 21     6:30 PM

The Psychology of Spending
Identify and understand your spending personality and how it impacts your financial choices.
North Avenue Library     Monday, April 11     5:00 PM

Solving the Mystery of Credit Reports
Learn how the credit reporting bureaus compile information, the importance of your credit history, the meaning and impact of your credit score as well as how to improve your score.
Broad Rock Library     Wed., April 20     6:30 PM

Personal Finance: Aligning Values & Money to Improve Happiness
This seminar will help you define your values and align those values with your money decisions for improved financial happiness.
North Avenue Library     Mon., April 25     5:00 PM

CredAbility: Build a Strong Credit History
Learn who needs good credit and why, the significance of your credit score, how to establish credit, and how to rebuild a good credit history. Tips for using credit wisely, common pitfalls, and consumer rights and responsibilities are also included.
Main Library     Tues., September 20     2:00 PM
Hull Street Library     Thurs., November 10     3:00 PM

All of these seminars are free (thanks to Virginia Credit Union and the Friends of the Library). If you would like to attend one of these Money Talks, you must register. You can register online or sign up next time you visit your library.